Every day there's new information from your home state and the federal government during the COVID_19/Coronavirus crisis. Since it's the beginning of the month, we want to explain the current status of rent payments (and mortgage payments) and dispel any misinformation.
1. Do I have to pay rent during Coronavirus? The short answer is yes. This is in every state. Unless your landlord has told you you can skip a month(s), you have to pay your rent. The same is true for your mortgage. Unless you've been granted a forbearance of deferment for your rent or mortgage, or if your landlord has offered rent forgiveness, you must pay.
2. But, what if you can't afford it? Pay what you can. Most states, including Washington and Idaho, have put a moratorium on eviction (renting) and foreclosure (mortgages). That means you can't be removed from your rental home or the house you own during the current shelter-in-place rules if you cannot pay because of the Coronavirus and your finances. It does not mean you cannot get kicked out for rules violations of other varieties. For example, Idaho has made clear that if you are using illegal drugs (including recreational marijuana), you can still be evicted. But, to be as clear as possible, it does not mean that you will not owe the rent or mortgage amounts you did not pay during the COVID_19 crisis. Those payments will be due at some point, and as of right now, there's no clarity if they will all be due immediately upon people being able to return to work and/or a lifting of any shelter-in-place/stay at home orders.
3. So, what should I do? If you can pay your rent or mortgage, pay it. If you can't or don't think you can pay it in full, pay as much as you can, as it may be due later.
4. If there is a rent or mortgage forgiveness order made by your state or the federal government, we will update this post. But, neither Washington nor Idaho nor the federal government have made any rule or law about rent or mortgage forgiveness.
If you have more questions, contact us (for WA & ID). Stay safe!
All blog posts are written by members of the GIANTlegal team, unless otherwise indicated. Information contained in our blog does not constitute legal advice, nor does it create an attorney-client relationship.